Welcome To Independent Lending

Trusted Independent Mortgage Advice to meet your needs. Saving you Time, Stress and Money. Independent Lending are also Commercial Finance specialists with over 30 years experience in this sector.

Arrange a Meeting

Mortgage Calculator

Quickly estimate your mortgage payments with our handy calculator. Initial values are based on an amount borrowed of £250,000.

Purchase Price / Property Value

How much would you like to borrow?

Your Deposit

Assumed is a 10% deposit of the property value.

Annual Interest Rate

Typical interest rate is 4.9%. Actual interest rate will be subject to market fluctuations and individual circumstances.

Repayment Period

The repayment period in years, default of 25 years defined.

Your Results

These results are for a repayment mortgage and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Your estimated monthly repayment


Trusted advice & support throughout the Mortgage Process so you can be confident that your application is being professionally managed.

Our priority is to ensure that you get the best advice tailored to your specific objectives. We will be by your side, supporting you from application through to completion of your mortgage.

We liaise with lenders, solicitors and estate agents to make the process as straight-forward and as stress-free as possible.

We have a wealth of experience across our team, spanning more than 41 years in the mortgage market. As a result, we understand and can help you make that important offer on your perfect property.

As an independent mortgage broker, we have access to the whole of the market including some exclusive deals that you won’t find direct with your bank, potentially saving you £1000’s over your mortgage term.

Our business was established in 2005 and has been built on referrals. We continue to help our clients to find the best mortgage deals throughout their life – and their children too.

Quick Guide to Arranging a Mortgage with Independent Lending

At Independent Lending, you will have a dedicated adviser and named support all the way from providing advice that's tailored to your specific needs through to completion.

Arrange a Meeting

We will ask for some details about you and the property and arrange a meeting to discuss your objectives to provide a bespoke mortgage solution.

Agreement In Principle

This will be provided to you so that you are prepared and ready to make an Offer on a property.

Mortgage Application

Once you have had your offer accepted on your new home or remortgage property we will complete your application with the recommended lender. We will liaise with your lender and solicitor to completion

Protection Review

We will review your protection needs as part of our recommendation to ensure you are covered in case the worst happens.


Bespoke Mortgage Advice to meet your objectives

We are independent mortgage brokers …

  • We search the whole of the market to find the best mortgage deal for your individual circumstances.
  • We can arrange meetings Face to face or video meetings.
  • We provide bespoke advice to meet your needs including specialist advice for first time buyers, home movers, remortgages and buy to let landlords.
  • We will arrange an Agreement in Principle for you to help you secure your perfect property.
  • We will work with your estate agent, mortgage provider and solicitor to make the process as smooth as possible and keep you updated throughout.

How To Book Your Appointment

As an independent mortgage broker, we can offer free consultations at our office in Millhouses in Sheffield or an adviser can visit you at home. We also have a Commercial Lending specialist based in the South West. Arrange your appointment using the booking form below or contact us in any of the following ways.

Independent Lending
The Old Bank
997 Abbeydale Road
S7 2QE

Independent Lending - Commercial Lending
The View
Zion Hill

0333 344 8878